The Framework Governing Use of the Bayan Markets Platform
These Terms and Conditions govern use of the Bayan Markets platform, account creation, subscriptions, and access to reports, digital content, and research services.
By using the website or subscribing to its services, the user confirms that they have read, understood, and agreed to these terms.
Nature of the Service
The analytical, research, and digital services provided by Bayan Markets to subscribers.
Reports and Analysis
Financial-market research reports incorporating technical and economic analysis and charts.
Nature of Content
General educational and research content that does not constitute personal investment advice.
Markets Covered
Coverage of selected major markets through a clear analytical methodology.
Content Access
Access to reports and archives based on the selected subscription plan.
Eligibility to Use the Platform
The basic requirements for creating an account and using Bayan Markets services.
Legal Age
Users must have reached the legal age required to use the services.
Accurate Information
Users must provide accurate and current information when registering.
Lawful Use
The platform may be used only for lawful, personal purposes.
Account Suspension
Bayan Markets may suspend accounts that violate these terms.
Account Creation and Management
User responsibilities relating to account creation, security, and account information.
Account Creation
Access to certain services may require a personal account and completion of the registration process.
Credential Confidentiality
Users are responsible for protecting their username and password and must not share them with any other party.
Information Updates
Users must keep account information accurate and updated.
Unauthorized Use
Users must notify Bayan Markets immediately if unauthorized account use is suspected.
Account Protection and Subscription Sharing
Measures designed to protect paid content and ensure personal use of subscriptions.
Personal Use
A subscription is granted exclusively to the registered subscriber and may not be shared.
Permitted Devices
The account may be used on no more than two personal devices and may not be used simultaneously by other users.
Usage Monitoring
Bayan Markets may review unusual usage and manage associated devices to protect paid content.
Access Suspension
The platform may suspend or terminate access if sharing or device limits are breached.
Subscriptions and Payment
Terms governing subscription plans, payment, and access to paid services.
Subscription Plans
Bayan Markets offers different plans with features defined for each plan.
Payments
Users must pay the applicable fees through the payment methods available on the platform.
Subscription Term
The subscription begins upon activation and continues until the chosen plan expires.
Price Changes
Bayan Markets may change pricing for new subscriptions when necessary.
Renewal, Cancellation, and Content Access
Terms governing subscription renewal, cancellation, expiration, and access to reports.
Renewal
Where automatic renewal is available, renewal follows the subscription settings and approved payment method.
Cancellation
Users may request cancellation according to the procedures shown on the platform.
Report Access
Access to reports and digital content depends on the active subscription level.
Subscription Expiry
Access to paid content may end when the subscription expires and resume upon renewal.
Intellectual Property and Content Rights
Protection of reports, research materials, designs, charts, and digital content published through Bayan Markets.
Content Ownership
All reports, analyses, charts, designs, and content published through the platform are owned by Bayan Markets and protected by intellectual-property laws.
Permitted Use
Subscribers may use the content for personal purposes only during an active subscription and may not reproduce or republish it.
Report Redistribution
Copying, sharing, selling, or redistributing paid reports or files through any platform or channel is prohibited.
Brand Protection
Logos, trademarks, and ownership notices associated with Bayan Markets content may not be removed.
Prohibited Uses
Activities that may compromise the platform, paid content, or the rights of Bayan Markets and its subscribers.
Account Sharing
Sharing login details or allowing another person to access paid content is prohibited.
Circumventing Protection
Users may not bypass security systems, technical restrictions, or access unauthorized platform areas.
Commercial Use
Reports and analysis may not be used to create competing services or obtain commercial benefit without prior approval.
Illegal Use
The platform may not be used for activities that violate applicable laws or regulations.
Privacy and Data Protection
Bayan Markets is committed to protecting user information and using it only for legitimate service-related purposes.
Data Collection
Information needed for account creation, subscription administration, and user-experience improvement may be collected.
Data Use
Data is used to provide services, manage accounts, and communicate about subscriptions and updates.
No Sale of Data
User data is not sold or rented to external parties for unauthorized marketing purposes.
User Communications
Service, subscription, or important account-related communications may be sent to users.
Cancellation and Refund Policy
These provisions govern subscription cancellations and refund requests relating to digital services.
Digital Service
Because a subscription provides immediate access to paid digital content, refunds may be limited after content access has been activated.
Refund Requests
Users may submit a refund request to support. Requests are reviewed according to subscription status and usage period.
Review Period
Bayan Markets reviews cancellation and refund requests within a reasonable period and communicates its decision.
Ineligible Cases
Refunds may be unavailable when paid content has been used or downloaded, or when an account has been shared.
Investment Disclaimer
Clarification of the research nature of Bayan Markets content and the limits of responsibility associated with its use.
Research Content Only
All Bayan Markets reports and analyses are educational and research materials and are not direct buy or sell recommendations.
Market Risk
Financial markets involve risk and may be affected by economic and political factors beyond anyone’s control.
User Responsibility
Users remain responsible for their own investment decisions and must assess risk before making financial decisions.
No Guarantee
Bayan Markets does not guarantee specific financial outcomes or permanent accuracy in forecasting market movements.
Contact and Support
Official contact channels for questions concerning services, accounts, subscriptions, and the platform.
Account Support
Account, subscription, and technical support:
support@bayanmarkets.com
General Contact
General enquiries, partnerships, and proposals:
info@bayanmarkets.com
Terms Updates
Bayan Markets may amend or update these terms when necessary. The latest version will be published on this page.
Acceptance
By using the platform, users confirm that they understand and agree to comply with these terms.
Account Use and Protection of Login Credentials
Personal Use of the Account
A Bayan Markets subscription is granted solely and exclusively to the registered subscriber. The account, username, password, or any other login details may not be shared with another person, whether for payment or free of charge, to provide access to reports, updates, archives, or other subscriber-only content.
Permitted Devices
A subscriber may use the account on no more than two devices for personal use. The account may not be used simultaneously or repeatedly from other devices or by other users in a manner suggesting subscription sharing.
Content Protection and Usage Monitoring
Bayan Markets may take reasonable steps to protect its content and investigate unusual account usage, including registering and managing associated devices and reviewing login attempts in accordance with the approved Privacy Policy.
Suspension or Termination of Access
Where there is reasonable evidence of account or credential sharing, use beyond permitted device limits, or access by another party, Bayan Markets may suspend or terminate account and subscription access under the applicable terms and notify the user of the action taken.
استخدام الحساب وحماية بيانات الدخول
نحرص في Bayan Markets على حماية المحتوى المدفوع وضمان استخدام الاشتراكات بطريقة آمنة وحصرية لكل مشترك.
الاستخدام الشخصي للحساب
يُمنح الاشتراك في Bayan Markets للاستخدام الشخصي والحصري للمشترك المسجل، ولا يجوز مشاركة الحساب أو اسم المستخدم أو كلمة المرور أو أي بيانات دخول مع أي شخص آخر، سواء بمقابل أو دون مقابل، بغرض تمكينه من الوصول إلى التقارير أو التحديثات أو الأرشيف أو أي محتوى مخصص للمشتركين.
الأجهزة المسموح باستخدامها
يُسمح للمشترك باستخدام حسابه على جهازين (2) كحد أقصى للاستخدام الشخصي، ولا يجوز استخدام الحساب بصورة متزامنة أو متكررة من أجهزة أو مستخدمين آخرين بما يشير إلى مشاركة الاشتراك.
حماية المحتوى ومراقبة الاستخدام
يحق لـ Bayan Markets اتخاذ الإجراءات اللازمة لحماية المحتوى والتحقق من الاستخدام غير المعتاد للحساب، بما في ذلك تسجيل وإدارة الأجهزة المرتبطة بالحساب ومراجعة محاولات تسجيل الدخول، وذلك وفقًا لسياسة الخصوصية المعتمدة.
تعليق أو إيقاف الوصول
في حال وجود دلائل معقولة على مشاركة الحساب أو بيانات الدخول، أو تجاوز الحد المسموح به للأجهزة، أو تمكين طرف آخر من استخدام الاشتراك، يحق لـ Bayan Markets تعليق أو إيقاف الوصول إلى الحساب والاشتراك وفقًا للشروط المعمول بها، مع إخطار المستخدم بالإجراء المتخذ.
لا يحق للمشترك التحايل على قيود الأجهزة أو إنشاء وسائل وصول بديلة بهدف مشاركة المحتوى المدفوع مع الغير. ويتحمل المشترك مسؤولية المحافظة على سرية بيانات الدخول إلى حسابه، وعليه إبلاغ Bayan Markets فورًا في حال الاشتباه في استخدام الحساب دون إذنه.